Search our Physician Database to find the one that is right for you.

Go

Watch 60 Second Housecall

Every Monday through Friday
On WTVA at Noon and Ten...

Make someone's day a little brighter with a hand-delivered email greeting!

Send a Patient an eGreeting!

Benefits - Insurance

HEALTH PLAN

Upon the first day of the month following the first full calendar month of employment, regular full-time employees are eligible to enroll in the NMHS Health Benefit Plan. The Plan has a $1,000,000 lifetime maximum per member. Out-of-pocket maximum is $1,250 per employee, $3,750 per family per calendar year. Benefits quoted are in-network.

Inpatient Care: The benefit pays 90 percent of charges in an NMHS facility, with the exception of Intensive Care which is paid at 100 percent. This excludes guest cots and meals.

Outpatient Care: The benefit pays 90 percent at a NMHS facility.

Emergency Care: The co-pay is $50 for the ER fee, and the benefit pays 90 percent of other services.

Physician Services: The co-pay is $15 on office visits, and the benefit pays 90 percent of other services.

Prescription Drugs: Employees pay for:

  • Generic prescriptions, $5 co-pay at any NMHS pharmacy
  • Preferred prescriptions, the greater of 15 percent or $10 co-pay
  • Premium prescriptions, the greater of 35 percent or $35 co-pay or cost if less than $35.

Includes prescription contraceptives for employee/spouse only.

Regular part-time employees with one year of service and who have worked 1,000 hours can purchase the same benefits and options as above for a monthly premium during open enrollment.

Dependent coverage has the same benefits and options for immediate family members and can be purchased by participating employees.

DENTAL PLAN

Upon the first day of the month following the first full calendar month of employment, regular full-time employees are eligible to enroll in the NMHS Dental Benefit Plan. Maximum benefit is $1,200 yearly, with a $50 individual deductible.

Type A-Preventive & Diagnostic: Benefit pays 100 percent of usual, customary and reasonable charges with the deductible waived.

Type B-Minor Restorative: Benefit pays 80 percent of usual, customary and reasonable charges.

Type C-Major Restorative: Benefit pays 50 percent of usual, customary and reasonable charges. There is a one-year waiting period for dentures and bridges.

Type D-Orthodontic: Benefit pays 50 percent of orthodontic usual, customary and reasonable charges, with a separate maximum lifetime benefit paid out of $1,200. Deductible is waived. There is a one-year waiting period for orthodontic services.

Orthodontic benefit provided only to dependent children up to age 19 who meet the above eligibility requirements.

Regular part-time employees with one year of service and who have worked 1,000 hours can purchase the same benefits and options as above for a monthly premium during open enrollment.

Dependent coverage has the same benefits and options for immediate family members and can be purchased by participating employees.

VISION PLAN

Upon the first day of the month following the first full calendar month of employment and also being enrolled in the Health Benefit Plan, regular full-time employees are eligible to enroll in the NMHS Vision Benefits Plan.

Covered Services:
  • Frames have a $15 co-pay, paying up to $100 annually.
  • Corrective Lenses:
    • Single pays 100 percent up to $30 annually
    • Bifocal pays 100 percent up to $40 annually
    • Trifocal pays 100 percent up to $50 annually
  • Contact Lenses have a $15 co-pay, paying up to $120 annually.

Providers of vision care include ophthalmologists, optometrists and vision care centers.

Regular part-time employees with one year of service and who have worked 1,000 hours can purchase the same benefits and options as above for a monthly premium during open enrollment.

Dependent coverage has the same benefits and options for immediate family members and can be purchased by participating employees provided they are enrolled in the Health Benefit Plan.

LIFE INSURANCE

On the first day of the month following the first calendar month of employment, regular full-time employees are provided by NMHS a term life insurance policy equal to their annual base salary, rounded to the nearest thousand dollars with a maximum of $50,000. This is a double indemnity policy. Those eligible employees can purchase a $10,000 term life policy for each dependent for one low price.

VOLUNTARY LIFE INSURANCE

Regular full-time employees are given the opportunity to purchase additional life insurance for themselves and dependents at group rates during open enrollment.

DISABILITY INSURANCE

After one year of full-time employment, NMHS provides regular full-time employees with disability insurance. After six months of disability, plan pays 50 percent of base pay up to $5,000 a month and to age 65.

PROFESSIONAL LIABILITY INSURANCE

Upon employment you are covered under a $1,000,000 per person and $3,000,000 per occurrence umbrella policy.

WORKER'S COMPENSATION

Upon employment at NMHS, you are provided medical services and compensation for on-the-job-incurred accidents. These benefits are governed by state law.

UNEMPLOYMENT COMPENSATION

As determined by state law, you are provided payments, while unemployed, by NMHS. The number and amount of which are governed by state law.

Changes to Full-time Status

If a part-time status employee is transferred to a regular full-time status position by a department manager, his/her eligibility for full-time status benefits begins as if a new hire. It is your responsibility to contact the Employment Services Department or the Human Resources Department of the community hospitals for benefit processing if this change occurs. Failure to sign-up for benefits within 10 days of status change will result in loss of eligibility until the next enrollment period. In order to receive full-time status benefits, you must be eligible under the plan requirements for these benefits and you must be enrolled in each of these benefit plans.