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Benefits - Savings & Investment Opportunities

NMHS SAVINGS PLAN(S)

NMHS provides savings opportunities for its employees through our Tax Deferred Annuity and Retirement Savings Plan.

Tax Deferred Plan: A Tax Deferred plan is available upon employment for both full- and part-time employees. You have the opportunity through payroll deduction to provide for retirement income while deferring current income taxes. Participants are 100 percent vested at all times.

Retirement Savings Plan: The Retirement Savings Plan is a profit sharing plan, and requires that you have at least one year of service with a minimum of 1,000 hours paid and be 21 years of age. NMHS will provide matching contributions of 50 cents for every dollar you contribute into your tax deferred annuity, up to 4 percent of your salary. Participants will vest after three years.

Clinic Savings Plan(s)

The Clinics, North Mississippi Medical Clinics, Inc., provide savings opportunities for its employees that have at least one hour of service, allowing them to be able to enroll upon hire.

Savings Plan: The Savings Plan is available upon employment for both full- and part-time employees. Contributions are made available through payroll deduction to provide for retirement income while deferring current income taxes. Participants are 100 percent vested at all times.

Money Purchase Plan: The Money Purchase Plan is funded by the clinic corporation you work for and is generally funded at 5.7 percent of gross earnings. Participants will vest after three years.

Credit Union

Upon employment, you are provided the convenience of payroll deduction for savings. In November and December, you may join the Christmas Club which pays out the following November. You may also purchase Share Certificates for a 12 month or 182 day term.

The Credit Union offers a variety of loans through payroll deduction at competitive rates for items such as new or used cars. You may also have unsecured loans to assist you with your financial needs.

Cafeteria Plan

Full-time employees can enroll in this voluntary plan that allows for payment of family health, dental and vision insurance premiums and child care at NMMC's Child Care Center on a non-taxed basis. You become eligible at enrollment into the plan(s).

Social Security

Disability benefits, death benefits and financial assistance on retirement, as provided by federal law, are provided in part by NMHS upon employment for both regular full- and part-time employees.