Insurance is an important tool to help cover the costs of your health care. Whether you have employer-based insurance, Medicare, Medicaid or individually purchased policies, North Mississippi Health Services (NMHS) patient access specialists can help you obtain the full benefit from your insurance.
Know Your Network
Many insurance plans have specific networks of hospitals, clinics and health care providers they encourage their members to use. These managed care plans - sometimes called an HMO, PPO or POS - may cover your treatment at NMHS. Before scheduling an initial appointment, please call your health plan/insurance company and ask if you have access to health care services at NMHS.
It is important to note that some benefit plans utilize what is referred to as "narrow" or "limited" networks; that is, they further narrow or limit the choices of doctors and hospitals that their customers can use. These networks may exclude NMHS. Additionally, some plans, such as HMOs, have primary care physician referral and/or other authorization guidelines.
If NMHS is not a participating provider, you may still be able to receive treatment here. Contact your insurance company and ask about obtaining authorization.
Health insurance rules and eligibility can vary significantly depending on who is funding the plan – employers, individuals, state or federal agencies – and who is processing claims and payments to health care providers – public agencies or private companies. The following categories can help you understand what health insurance plans are accepted at North Mississippi Health Services.